Shopping for returns?
We deliver.
Our KiwiSaver Investment Team are among the best in the business, focused on delivering the returns you need from investments you’ll feel good about.
A KiwiSaver provider that’s owned by Kiwis.
SBS Wealth is owned by SBS Bank. SBS Bank is owned by it's members.
So we answer to locals, not offshore owners.
Financial advice included for every member
Financial advice contributed to an average 4.9% increase on top of returns in 2024*. If your current provider thinks advice is only for the select few, our advice is to consider switching.
Our money where our mouth is.
Every one of our Investment Team has their KiwiSaver funds with SBS Wealth.
Why choose SBS Wealth
We believe many New Zealanders could have a healthier balance in retirement by choosing a higher performing KiwiSaver provider. We’re 100% focussed on delivering that for you.
That starts with good advice – something every SBS Wealth KiwiSaver Scheme member has access to.
Then our experienced, hands-on Investment Team will work to grow your money with care just like it was their own. Which figures, because every one of them has their KiwiSaver funds with SBS Wealth too.
Choosing a fund is the most important decision you’ll make
Helping you make that choice is at the heart of how we care for our members. For advice about your fund choices, contact an adviser today (it’s all part of the service!)
High Growth Fund
This fund aims to grow your money over the long term, with the risk of more ups and downs along the way. We invest your money mainly in a broad spread of New Zealand and international growth assets (including shares), with a small amount held in cash.
Income Fund
This fund aims to give you a low-risk investment option with fewer short term rises and falls, but probably less growth over time than the High Growth Fund. The Income Fund invests mostly in income-producing assets, mostly cash and fixed-interest investments. The fund may also hold shares that usually pay high dividends and/or listed property and infrastructure investments.
Lifestages Auto Option
Our Lifestages Auto Option invests in combinations of our other two funds in proportions that change as you get older. Our Lifestages Auto Option has five life stages, starting with mostly High Growth Fund investments and moving to mostly Income Fund investments according to your life stage.
Lifestages Auto 0-49
Lifestages Auto 50-54
Lifestages Auto 55-59
Lifestages Auto 60-64
Lifestages Auto 65+
Performance Overview
Click on the Fund name to view more information including the benchmark asset allocation and latest unit price.
Important Information: Fund performance figures have been annualised where the performance period is more than one year. Performance is after fees, and before tax and membership fees (if applicable).
The returns are not the returns individual KiwiSaver Members would have received as this will depend on the prices at which units are purchased on the date that contributions were received for each KiwiSaver member.
Please note that past performance is not necessarily indicative of future returns. Returns can be positive or negative, and returns over different time periods may vary. No returns are promised or guaranteed.
We can change the age ranges and the Fund exposures for the Lifestages Auto options at any time. The latest change was on 1 December 2022. Please contact us if you have any questions.
Disclaimer: While all care has been taken in the display of these fund performance figures, neither SBS Wealth Limited nor any other person accepts responsibility for any errors.
Top up your KiwiSaver knowledge
Read what our advisers, fund managers and other investing experts have to say about getting the best from KiwiSaver.
The ups and downs of KiwiSaver
The world of investing is a big one. And for many of us it goes into the “too hard” basket. Read more
When Can I Withdraw From My KiwiSaver Account?
It’s important to remember the purpose of our KiwiSaver accounts. They’re a way to help us save money, usually for retirement. Read more
It’s 10:18am.
The perfect time to transfer KiwiSaver schemes.
KiwiSaver is a long-term investment, but every day you’re in a scheme that’s not right for you could mean missing out in retirement. Let’s do something about that.